Policy

Payment security

Version: v0.1 draft, not yet in effect

Marketplace Terms of Service, section 6

6. Fees, quotes and the payment boundary

Every Booking price is calculated and stored by Adspot's servers at request time; no browser field, email, spreadsheet, verbal statement or later edit can change it. A quote is valid for 30 minutes from creation and expires automatically; an expired quote cannot be accepted and a new request must be submitted.

The quoted media subtotal is the Listing's published price reduced by any active, verified client discount. Of that discounted media subtotal, Adspot's marketplace margin is 5% and the Supplier's net share is the remaining 95%. A separate, itemized Platform Fee of 4.5% of the discounted media subtotal is charged to the Buyer at checkout, in addition to the media subtotal. The Platform Fee rate is set by Adspot, is shown before payment, and may be changed on notice under Section 19. Applicable tax is calculated by state and shown at checkout; where a state rate is not yet confirmed, checkout shows the tax as pending and does not add an estimate. Each party remains solely responsible for its own tax obligations, filings, permits and books and records. Adspot does not currently represent itself as a seller of record, marketplace facilitator for tax purposes, payment settlement entity, or tax collector for any jurisdiction; that classification remains under review and this Agreement will be updated once it is determined.

Marketplace Terms of Service, section 8

8. Payment method

Where enabled, Buyer payment is collected through a PayPal-hosted checkout flow. Adspot does not receive, process or store your payment card numbers; PayPal processes payment under its own terms and privacy policy. Adspot creates and captures the payment order on its server using the server-calculated total only; it will never request or accept a client-supplied total as authoritative. A Booking is not paid, settled, reserved or guaranteed until Adspot's records show a verified, completed capture.

Marketplace Terms of Service, section 9

9. Supplier payouts

Supplier payout of the supplier net share becomes eligible only after: (a) a verified Buyer payment capture, (b) the Supplier's acceptance of the resulting purchase order, (c) at least 72 hours have elapsed since that acceptance, and (d) the Supplier has an enabled PayPal recipient profile on file with Adspot. Payouts are issued as a single idempotent USD batch payment per purchase order. A failed or incomplete payout attempt does not mark the Booking as settled, and Adspot will retry or escalate a failed payout consistent with its operational runbook.

Questions about these documents: support@adspot-usa.com